Smart Yachts

YACHT INSURANCE

Yacht insurance is easy to buy and hard to buy well. The gap only shows when something goes wrong: the cruising area you drifted out of, the charter use the policy never contemplated, the crew clause nobody read.

We place cover as one broker across the leading marine markets, built around how the yacht is really used: where she cruises, who runs her, whether she charters. And when there is a claim, we handle it in-house and stay on it until it is paid.

Nobody reads a policy on a good day. My job is to make sure it reads well on the bad one.
Julia SkopFounder of Smart Yachts
A motor yacht lit up at dusk off a headland, her lights reflected in turquoise water under a purple sky.

Cover that matches
the way she is used.

01

Hull & machinery

The vessel herself: agreed value, tenders and toys included.

02

P&I liability

Third-party, pollution, wreck removal: the cover that saves you.

03

Crew cover

Medical and employer liability for the people aboard.

04

Charter use

Policies that actually contemplate paying guests, if you charter.

05

War & territory

Cruising-area extensions arranged before the passage, not after.

06

Claims

Handled in-house, documented properly, chased until settled.

From risk review
to cover in force.

  1. Step 01

    The review

    The boat, the programme, the crew and the real exposures.

  2. Step 02

    The placement

    The risk presented to the right markets as one broker.

  3. Step 03

    Cover in force

    Terms explained plainly, exclusions included, before you bind.

  4. Step 04

    Claims support

    When it happens: documented, filed, chased, settled.

Asked every week,
answered here.

Your liabilities to others: injury, damage, pollution, wreck removal. Hull insurance rebuilds your boat; P&I protects everything the boat can do to the rest of the world.
The full FAQ

Contact the team.

Tell us what you are after: a yacht, a service, or simply where to start. The reply comes from a broker, not an autoresponder.

The Smart Yachts team